Six Excuses To Balance A Checkbook, So You Can Justify Buying A Leather Checkbook!

Who still writes checks? With most of our transactions being
made electronically today, most people don’t want to bother with a
checkbook. There really isn’t a reason to still write checks, and you’ll
annoy everyone around you if you do write out checks in public. There is one
problem with this line of thinking: this absence of writing checks doesn’t mean
that you shouldn’t balance your accounts via using a checkbook.

Here are six valid reasons to continue balancing a checkbook
even though we n longer use handwritten checks.

1.Watch Bank Activity 

Banks nowadays just aren’t known for their integrity. When you keep a physical
record of your spending for each month, you can double check their work. Even
in this day of age, banks sometimes can make mistakes. Balancing a checkbook is
one way to catch their errors, so that you don’t end up paying for their
mistakes

2.Merchants Make Mistakes Too

Do you really trust every person that you
encounter to enter the exact amount you owe? Merchants can easily make
mistakes. By keeping a record in your checkbook, you’ll catch those mistakes.

3.Avoid Overdraft Fees

Luckily, we can opt out of overdraft fees,
at least in the United States, but some people still opt in for them for
whatever reason. As we all know, overdraft fees can add up extremely quickly.
By keeping a physical record of how much we have in the bank account, it is a
lot less likely that we’ll spend more than is actually in there.

4.Many Methods Of Spending 

Debit cards, online spending, ATM withdrawals, deposits, checks, cash and
everything else make the way we spend our money more complex than ever. Keeping
track of this all in your head can be
nearly impossible.

5.Online Banking Is Never In Real Time

Online banking is a handy tool, but if you’re
observant, you’ve probably noticed it is never updated in real time. This can
lead to big spending mistakes that can cost you a fortune. Do yourself a favor
and keep track of your money yourself, so that you can know exactly how much is
in your bank account right here, right now.

6.A New Checkbook!

Manually balancing your accounts gives you an
excuse to purchase a new Checkbook Wallet from Copper River Bags. For example,
you could perhaps opt in for the
LEATHER CHECKBOOK WITH FRONT SNAP. Made of luxurious 100% full grain
leather, this wallet makes balancing a checkbook classier than ever. In
addition, it’ll be a solid investment that motivates you to spend time
dedicating yourself to closely monitoring your bank account.

So Treat Yourself!

If you’ve been thinking about balancing your bank account by
using a checkbook, a Copper River Bags wallet is a great way to help motivate
you to do so. Sometimes we just need a little outside influence to make the big
changes we need to in life.